Business Risk Manager (Wealth & Trading)

People deserve more from their money. More visibility, more control, and more freedom. Since 2015, Revolut has been on a mission to deliver just that. Our powerhouse of products — including spending, saving, investing, exchanging, travelling, and more — help our 80+ million customers get more from their money every day. As we continue our lightning-fast growth, two things are essential to our success: our people and our culture. In recognition of our outstanding employee experience, we’ve been certified as a Great Place to Work. So far, we have 10,000+ people working around the world, from our offices and remotely, to help us achieve our mission. And we’re looking for more brilliant people. People who love building great products, redefining success, and turning the complexity of a chaotic world into the simplicity of a beautiful solution. About the Role We’re looking for a collaborative, analytical and commercially minded Risk Manager to join the Wealth & Trading business at Revolut. As part of our team, you will manage risk within the Wealth & Trading lines of business, owning the identification, analysis, monitoring and mitigation of operational risks across the products and services we offer to our customers. You’ll work closely with the business, product, compliance, risk and other key stakeholders to ensure that our Wealth and Trading offering is robust, compliant and aligned with our strategic objectives. As a member of our Risk organisation, you will support the development of an effective risk culture across the Group. What makes this role unique is its breadth and the ability to adapt to and influence Revolut’s fast-changing environment. You will play a central part in the business’s growth and expansion, ensuring we maintain trust with our customers while effectively managing the risks associated with Wealth & Trading propositions. What You’ll Be Doing Lead and support the identification, assessment, and monitoring of operational risks across the Wealth & Trading products and services Fulfil your role of first line of defence in the business, working closely with product teams and key stakeholders in the Wealth & Trading business to establish robust controls and risk mitigation strategies Ensure risks, controls and processes are correctly reflected, and control testing is up to date Perform risk challenge of new product initiatives to ensure that risk management is integrated into our product development activities Perform and oversee independent testing of controls to assess their effectiveness and ensure compliance with regulatory requirements Work closely with Risk and Compliance teams to ensure that Wealth & Trading activities are aligned with Revolut’s overall risk management framework and regulatory requirements Identify, assess, and remediate risks arising on change, and monitor risk remediation actions to ensure the business is meeting its risk mitigation objectives Perform regular independent reviews of risk data, including risk event data, ensuring they are accurate, complete and reflective of the risk profile Manage the risk profile of Wealth & Trading and release risk reporting for Executive and Board level Committees Support the implementation of risk management systems and continuously improve risk governance, risk reporting and risk management tools used across Revolut What You’ll Need A strong degree in a numerical subject (maths, finance/statistical modelling is a plus) or equivalent experience (top grades — 2:1 or higher) Ideally, 1+ years or 2+ years of experience in Operational Risk, Risk Manager or Risk Analyst roles within the fintech industry, or advisory experience within a consultancy environment A deep understanding of Operational Risk, and how a business-owned risk action/remediation plan works The ability to understand risk profiles, undertake deep analysis in various areas and report on the risk profile of the area A risk and controls mindset (you’ll be able to demonstrate a history of holding others to account and challenging the status quo) Excellent attention to detail, planning and prioritisation skills, strong collaboration skills, and a willingness to work in a team environment Nice to Have A professional qualification in risk or risk management Experience working with the FCA (Financial Conduct Authority) Additional language skills (Spanish, French, German, Polish, or Lithuanian) — an added bonus Experience working in a consultancy environment Important Notice for Candidates Application confirmation: Your application will be sent to Revolut’s Applicant Tracking System (ATS). During the process, you’ll be asked to verify your account details. Please keep your account up-to-date. Scam warning: There are some reports of job scams related to Revolut. Please remember that we never ask for payment or money for a job offer. Please be cautious and get in touch with us immediately if you are unsure about the validity of any job ad or offer sent to you. Our recruitment process: We live by our values and stand for a high bar and meritocratic process that identifies and brings in the best talent. Our process includes a practical interview, where you’ll put your skills to the test. We take great care with our people and processes, and we’re committed to being inclusive. This includes making reasonable adjustments to our recruitment process and work environment for those with physical, cognitive, or other needs. If you have a disability or neurodivergence and need any adjustments during recruitment, please let us know. At Revolut, diversity and inclusion are a priority, and we know inclusion starts with fairness and respect. We are committed to maintaining a diverse and inclusive work environment where everyone is valued, respected, and has an equal opportunity to succeed.