R&D Intern (Fall 2026/Spring-Summer 2027)

Location: United States Be part of the Technology Revolution! At OneEthos , we are redefining what a purpose-driven fintech startup looks like. Founded and built by community bankers to put best-in-class digital solutions to work for technologically underserved community financial institutions, we help strengthen their digital channels and grow loans and deposits profitably and responsibly while generating positive social, environmental, and financial returns. Our remote first team of Software Engineers, Growth Accelerators and Partner Success Facilitators proves every day that ethical solar financing, building best-in-class technology and trailblazing impact banking solutions not only can but do go hand in hand. We don't just support environmental and social causes—we're built on them. Welcome to the Movement You are joining a team of driven, mission-aligned individuals ready to make an impact. They share your passion for sustainability, your ability to thrive in a fast-paced environment—and, just like you, want to be part of something bigger! We are goal-getters, go-getters, and changemakers . We celebrate wins, tackle challenges head-on, and push the boundaries of what can be achieved when technology and finance seamlessly integrate. We are fueled by purpose and growth, and with you on board, we will reach new heights in achieving our lofty goals. What to Expect as a Research & Development Intern: You're about to embark on a bold, challenging, and game-changing journey. By joining our Research & Development team, you will gain valuable insights into the inner workings of a fintech start up, sustainability, solar lending and what it takes to be a reliable technology partner to purpose-driven financial institutions. You will also gain insight into Climate First Bank, a OneEthos client and subsidiary under our Holding Company. As the remote Research & Development Intern , your primary focus is to understand the early stages of software development and provide critical support in all aspects of research, development, testing and implementation of OneEthos' products. What You'll Contribute in This Role: •Your main focus will be on one of the following projects, which will be assigned on or before the start date: Green Bank Platform Project: Supporting the overall objective of revenue diversification and solar loan growth, you will collaborate with the Senior Engineer on launching a brand new product for Green Bank in Colorado. Additionally, you will support a second objective to increase deposit growth by building technology to generate a stunning "EcoStatement" describing the impact of deposits. Small Business Database Project: Supporting the overall objective of deposit growth, you will collaborate with our AI team to help build a Better Business Bureau inspired database for mission-driven small businesses. •You will also support the NextGen SDLC Project — a joint project with other interns. Completing the overall objective of increasing speed of development while maintaining quality and making it easy to transition from R&D to Product, you and your team will: Automate the PM process including PRD, Risk Assessments, etc...(AI Agent + PM) Use the following standards: ShadCN Design System, Tailwind CSS, Next.JS Framework/standard, Cursor IDE, use Cursor rules and keep refining how they are used. •You will conduct research and help implement new technology . Heavily utilizing Al and other available resources to compile data points and logic that will help Software Developers and leadership make informed decisions. •You will learn how to write and debug code for feature development gaining exciting real-world exposure into coding and debugging for a fintech startup and working on small projects autonomously. •You will help troubleshoot software issues and help the internal and extended Climate First Bank team get back to enjoying our products quickly. •You will work closely with other developers to improve product functionality and help make meaningful improvements to our existing products. •You will support integrating 3rd-party APls and toolsets. •You will attend all developer meetings , gaining valuable insights into the product development process and help identify solutions and suggestions. •You will participate in code reviews and quality assurance activities, helping the team produce cutting edge technology solutions. •Continually improve your coding skills . This is YOUR internship. Your growth is our growth, and we want to see you learn and develop as much as possible •You will champion our Mission fiercely and passionately adopting and practicing a commitment to social, economic, environmental, and racial justice. You will apply curiosity and interest in our core values and pursue education related to sustainability practices. What You Will Leverage in this Internship: •Your Education and Enthusiasm Your education in Computer Science or a comparable major is equipping you with the technical understanding and tools to be successful in this role. You take the initiative to build onyour education with high-profile projects, participation in targeted clubs and proactive completion of certifications. You are passionate about all things technology and continue to seek broad exposure in this field. You are knowledgeable in the following tools and languages: Javascript, HTML/CSS, Node.js, Git, SQL or NoSQL Database, Typescript, MongoDB, Azure/AWS/Google Cloud, No-Code or Low-Code solutions. •Entrepreneurial Self-Starter You love taking charge of your work product and take great pride in delivering consistently great results. Once you know what is expected of you, you run with - and know when to slow down and ask for help. You understand what it takes to bring tasks to completion, have the ability to anticipate and mitigate slowdowns and have a unique ability to balance efficiency and attention to detail. A high-pace and high-expectation environment excites you and you can't wait to push yourself to new professional heights in a company that rewards high performance. •Master Communicator Whether it's on camera, phone, or chat-you're confident, concise, and professional. You listen deeply and respond thoughtfully. •Tech-Forward Thinking You're quick to learn new tools and excited by innovation. •Organization & Efficiency Guru You manage your time like a pro, stay focused under pressure, and keep your workflow humming. You love putting your head down and getting into the groove but also appreciate changing routines. You're a master note-taker and checklist fanatic and consider "dropped balls" a four-letter word. •Team Player with a Spark You lift others up, share ideas, and bring positive energy to everything you do. How We Work Together at OneEthos: At OneEthos, we believe that how we work is just as important as what we do. Every team member is expected to deliver high-quality results on time-whether independently or in collaboration with others. You'll be part of a supportive, mission-driven team where professionalism, communication, and collaboration are key to our collective success. We are also committed to providing tobacco free environments to all employees and follow a zero-tolerance policy on smoking and other tobacco related consumption. What to Expect in Your Work Environment: Work Schedule: This is a part-time internship requiring 20 hours per week, consisting of four hours per day five days a week (Monday-through Friday). This role requires the ability to perform essential functions such as sitting, talking, hearing, and occasionally lifting up to 20 lbs. You may also be asked to attend remote meeting, travel, or work evenings and weekends as needed. We're committed to supporting our team, and reasonable accommodations will always be considered. Equal Opportunity Statement: At OneEthos, we truly believe that our people are our strength and the diverse talents they bring to our workforce are directly linked to our success. Diversity and inclusion are at the core of our values and mission. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. In accordance with applicable law, we make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as any mental health or physical disability needs. Equal Opportunity Employer/Disability/Veterans E-Verify Statement: This employer participates in E-Verify and will provide the federal government with your Form I-9 information to confirm that you are authorized to work in the U.S. If E-Verify cannot confirm that you are authorized to work, this employer is required to give you written instructions and an opportunity to contact Department of Homeland Security (DHS) or Social Security Administration (SSA) so you can begin to resolve the issue before the employer can take any action against you, including terminating your employment. Employers can only use E-Verify once you have accepted a job offer and completed the Form I-9