Chief Technology Officer

Location: Kassel , Germany Work Policy: Remote-first within Germany; optional office days; not advertised as fully remote internationally Work Experience: Several years in a CTO/VP Engineering (or similar) role within FinTech or banking Language Requirement: English C1, German C1 Employment Type: Full-time Technical Skills Required: Engineering Management, Cloud platforms (AWS/Azure/GCP), REST/GraphQL APIs, data analytics & AI/ML stacks, banking security & compliance frameworks Industry: FinTech/Data Analytics for Banking Positions Available: 1 Company Mission Account transaction data reflects the entirety of a customer's life—we help our partners understand this data quickly, easily, and efficiently, and leverage it profitably. Core Values Scope to Shape Your Role: High level of personal responsibility, open communication, active involvement in shaping the business, and a motivated, success-oriented team Flexible Work: Remote-first with hybrid options, flexible working hours, modern equipment, "workation" opportunities—plus time off on December 24th and 31st Tech & Innovation: Modern tech stack and AI-driven culture Attractive Perks: Annual bonus, gifts for work anniversaries and milestone birthdays, corporate benefits program, discounted mobile phone plans, company pension contributions exceeding statutory requirements, capital-forming benefits, and automatic salary adjustments at fixed intervals Health & Mobility: Commuter pass, bike leasing, and discounted fitness & wellness offers in your city (egym) Tasks You position the company as a pioneer of data-driven business models in Europe and help define how the financial industry of tomorrow will utilize data You actively drive the company’s technological vision—ranging from new technologies to entirely new product concepts—while maintaining a consistent customer-centric focus You independently conduct sales discussions at the C-level, inspiring decision-makers with your technological foresight and a clear understanding of the business value for them You collaborate with our customers to identify new use cases and develop viable business ideas and models based on our existing capabilities You own the technology roadmap, prioritizing initiatives clearly and based on data to ensure engineering and product teams focus on the areas that deliver the greatest impact. You work closely with our founder and executive leadership as a strategic partner, actively shaping fino’s strategic direction You measure the success of your decisions using clear metrics and consistently derive the next steps from those insights Requirements You bring several years of experience in a CTO, VP of Engineering, or comparable technical leadership role, ideally within the FinTech or banking sector You possess an entrepreneurial and visionary mindset, a keen sense for emerging technologies, and the ability to independently derive promising business models from them You are characterized by a strong hands-on mentality and genuinely enjoy championing and advancing your ideas directly in client discussions You communicate clearly and persuasively with clients, your team, and executive management—including at the decision-maker level You possess a deep technical understanding of modern cloud architectures, APIs, data analytics, and AI, as well as the security and regulatory requirements of the banking industry You are fluent in German and English (negotiation level) and—given our ongoing European expansion—ideally possess additional foreign language skills Benefits Key role in positioning the company as a European pioneer of data-driven business models and significantly shaping the tech vision. Direct collaboration with the founder and CEO offers great strategic scope and quick decisions. Mixture of technology leadership and customer-centered business development enables high impact right up to your own C-level sales. Remote-first with 5 home office days, flexible working hours and workation option creates maximum freedom and work-life balance. Modern cloud, API and AI tech stack as well as strong AI culture promote continuous learning and innovation. Attractive package: fixed salary, individual annual bonus, 28 vacation days plus December 24th/31st free, job ticket, bike leasing, egym and much more. Medium-sized, unbureaucratic environment with regular team events and dog-friendly Kassel office strengthens cohesion and ownership. Why Work With Them Strategic freedom to shape a market-leading FinTech Direct impact on European expansion Modern AI-first stack Remote-first flexibility without corporate red tape