Evry Health
Commercial Health Underwriter - Remote
About this role
Evry Health is seeking a Commercial Health Underwriter to join our Underwriting team. The role focuses on evaluating and underwriting new business and renewal opportunities for large group fully insured employer-sponsored health plans while partnering closely with Sales to develop competitive underwriting solutions. About Evry Health and Globe Life We are on a mission to bring humanity to health insurance. Our high-technology health plans expand benefits, increase access and transparency, and feature a personalized, human approach. We strive to ensure members live happier, healthier lives. Evry Health is the major medical division of Globe Life (NYSE:GL). Globe Life has 16.8 million policies in force, and more than 3,000 corporate employees and 15,000 agents. For more than 45 consecutive years, Globe Life has earned an A (Excellent) rating or higher from A.M. Best Company. Key Responsibilities
- Evaluate and underwrite new business and renewal opportunities for large group fully insured commercial health plans.
- Interpret and analyze underlying claims experience to inform underwriting decisions and policy adjustments.
- Work closely with sales teams to develop competitive insurance products and strategies, ensuring alignment with company goals and client needs.
- Assist in the development of insurance policies or suggest changes to existing policies that balance the needs of market with the risk to the insurance company.
- Stay updated with changes in legislation and regulations that may affect the product design and underwriting considerations.
- Maintain accurate and detailed records of policies underwritten and decisions made, tracking concessions and experience.
- Coordinate with brokers and agents to gather additional information or to explain underwriting decisions. Qualifications
- Education: Bachelor's degree in Finance, Business, Economics, Mathematics, Statistics, or a related field.
- Experience: Minimum of 5 years of experience in commercial health insurance underwriting (not Medicare, Medicaid, or individual market/ACA plans).
- Experience with large group health insurance underwriting for fully insured business
- Experience working with sales teams in competitive situations is highly desirable.
- Strong analytical skills with the ability to evaluate risk and make sound underwriting decisions